
This effectively reduces the annual fee to $95, which is the same as the Venture but with a lot more travel perks. Venture X cardholders can get $300 in credits each calendar year when booking travel through Capital One Travel. Global Entry and TSA PreCheckīoth the Venture and Venture X provide statement credits up to a $100 for Global Entry or TSA PreCheck every four years. Venture X cardholders also have access to the Capital One Premier Collection, a highly curated selection of luxury hotels and resorts globally, at which cardholders are privy to benefits like $100 experience credits per stay and daily breakfast for two. Venture and Venture X cards offer access to Capital One’s Lifestyle Collection, a portfolio of design-forward boutique hotels that includes perks like $50 experience credits per stay and space-available room upgrades. In addition, Venture X cardholders receive a Priority Pass Membership, and the ability to access 1,300+ lounges in the Priority Pass network (including those 100+ Plaza Premium Lounges).

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Meanwhile, the Venture X includes unlimited complimentary access to the cardholder plus two guests at Capital One Lounges. The VentureOne does not provide lounge access while the Venture grants two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network. Though the names are similar-VentureOne, Venture, and Venture X-the difference between these credit cards lies in the annual fee ($0, $95, and $395 respectively) and travel perks and benefits like airport lounge access. Differences between Capital One’s Venture credit cards They never expire for the life of the account. Miles can also be transferred to more than 15 other travel loyalty programs, including Air Canada - Aeroplan and Air France/KLM Flying Blue at a 1:1 ratio. Once miles are accrued, they can be used at a rate of one cent per mile (e.g., 20,000 miles = $200) to reimburse travel purchases or to book a trip through Capital One Travel. Hotels and rental cars booked through Capital One Travelįlights booked through Capital One Travel

Here are the cards’ straightforward earning structures. But like AmEx and Chase, travel purchases result in significant bonus miles when booked through the credit card’s travel platform. Unlike competing travel cards by AmEx and Chase, everyday spending is always rewarded above the typical one mile per dollar spent. The VentureOne is offering 20,000 miles after spending $500 on purchases within three months while the Venture and Venture X Rewards are both offering 75,000 miles after spending $4,000 on purchases within three months from account opening.īeyond these initial boosts, it’s easy to rack up miles quickly with the cards’ earning structures. Earning miles with Capital One Venture credit cardsĬurrently, each Capital One Venture credit card is courting new cardholders with generous introductory offers.
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Here’s how to decide which Capital One Venture credit card is right for you. Each offers generous reward rates-even on everyday purchases-and strong welcome bonuses, but the Venture and Venture X also include benefits like airport lounge access and statement credits that more than offset the annual fees. The portfolio consists of three cards at various different prices points, including the no annual fee Capital One VentureOne Rewards Credit Card, the $95 per year Capital One Venture Rewards Credit Card, and the $395 per year Capital One Venture X Rewards Credit Card, the card issuer’s most premium product to date.Īll three of Capital One’s Venture cards are solid options, but choosing which one is best for you comes down to personal preference and how you travel. Opinions expressed here are entirely those of the AFAR editorial team.Īmong Capital One’s growing collection of credit cards, its Venture portfolio is geared towards travelers seeking to earn bonus miles on hotel and flight bookings, burn miles on travel redemptions, and receive perks for upcoming journeys along the way. Our coverage is independent and objective, and has not been reviewed, approved, or endorsed by any of these entities. Compensation may impact how an offer is presented.

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